Signing up for health insurance during your company's annual enrollment period, which for many plans is right now, may feel like taking a nasty dose of medicine: You know it's good for you, but it sure doesn't go down easy.
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On the plus side, nearly two-thirds of companies are still offering health insurance to their employees, according to the Kaiser Family Foundation's annual survey of employer health benefits. That's worth a lot.
But that coverage won't come cheap, as premiums, deductibles and cost sharing continue to rise, sometimes even more steeply than in previous years. More employers are also moving to high-deductible plans that shift increasing expenses onto their employees, requiring them to pay more before benefits kick in. And companies are making it pricier to insure spouses and children.
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